The Fissured Foundation: A Historical and Moral Analysis of the United States (1940—1950)
I. Executive Summary: The Crucible of the American Moral Consensus
The period between 1940 and 1950 represents a critical hinge point in American history, characterized by an intense transition from the unifying collective efforts of World War II to the highly structured social and economic conformity of the early Cold War era. Analysis of the decade reveals a statistical portrait of profound stability and traditionalism: high institutional trust, surging family formation (the onset of the Baby Boom ^1^), and peak labor organization. This visible conformity, however, was fundamentally fragile, resting upon massive government intervention (the GI Bill and federal housing subsidies) designed to manage post-war demobilization and industrial capacity.^2^
Beneath this surface of moral and social uniformity, disruptive forces---ranging from scientific quantification of private behavior (the Kinsey Reports) to the rapid normalization of household debt---began to challenge the prevailing moral orthodoxy. The 1940s were defined by a massive institutional effort to construct a public moral consensus rooted in anti-Communism and domestic prosperity, even as empirical data and technological shifts prepared the ground for the unraveling of that consensus in subsequent decades. This report details the quantitative indicators of this stability and analyzes the specific turning points that established the nation’s long-term moral trajectory.
II. Quantitative Indicators of Moral and Social Health (PART 1: STATISTICAL DATA)
The following quantitative analysis establishes the demographic, economic, and institutional baseline for the United States at the end of the 1940s, primarily drawing on 1950 Census data and corresponding economic surveys.
Family Structure
The post-war era is characterized by peak adherence to the nuclear family model, a demographic trend heavily supported by returning servicemen and economic expansion.
-
% children in two-parent homes: By 1950, 93% of children under the age of 18 lived in two-parent homes, signifying the historic dominance of the traditional family unit.^4^
-
Divorce rate per 1,000: In 1950, the divorce rate was approximately 11 divorces per 1,000 married women aged 18 to 64.^5^ This figure reflects a doubling compared to the pre-war era but remains significantly lower than peak rates achieved later in the century.
-
% of adult population divorced: In 1950, only 2.0% of men and 2.4% of women were categorized as divorced, underscoring the legal and social stigma attached to the dissolution of marriage at the time.^6^
-
% single parent households: Married couples made up 68% of all families with children under age 18 in 1950, which implies that roughly 32% of families with children were headed by single parents or other relatives. However, the vast majority of children resided with two married parents.^4^
-
Cohabitation rates: Reliable national cohabitation statistics for 1950 are unavailable, as social stigma and data collection methods largely precluded measurement of unmarried partners living together. The era’s cultural focus was almost exclusively on marriage, which 82% of non-widowed females aged 18 to 64 maintained in 1950.^5^
Sexuality
The data for sexuality during this decade is dominated by the groundbreaking, yet methodologically scrutinized, Kinsey Reports, which challenged Victorian-era morality with empirical numbers.
-
Premarital sex rates (%): Alfred Kinsey’s research suggested that approximately 50% of females in his sample reported engaging in premarital coitus, a finding that dramatically contradicted prevailing public norms regarding female sexual purity.^7^ For men, premarital sex was already at a much higher baseline, with only 46% of the pre-1900 cohort of ever-married men reporting virginity at marriage.^8^
-
Average lifetime sexual partners: The Kinsey Reports revealed a diverse range of sexual partners, suggesting high variance behind the facade of conformity. While specific average lifetime numbers are complex due to Kinsey’s methodology, the high reported rates of premarital and extramarital activity (50% of married males reportedly had extramarital sex at some point ^9^) indicated a disconnect between public adherence to monogamy and private behavior.
-
Overt homosexual experience: The 1948 Kinsey Report found that 37% of American males reported having had at least some overt homosexual experience leading to orgasm.^10^ The report also suggested that 11.6% of white males aged 20—35 were given a rating of 3 (equally heterosexual and homosexual) for some period of their lives.^9^ These findings were compared to “an atomic bomb” for their cultural impact.^11^
-
Teen pregnancy rates: Specific national rates tied strictly to the 1940—1950 demographic are not immediately extractable from the provided data. However, the percentage of young men reporting sexual activity before age 16 rose from 15% (pre-1911 cohort) to 37% (1944—1949 birth cohort), illustrating a clear trend toward earlier sexual initiation for men, which implies increasing risks for adolescent pregnancy toward the end of the decade.^12^
-
STD infection rates: The widespread introduction of penicillin in the 1940s marked a revolutionary turning point. This effective antibiotic transformed syphilis from a fatal, widespread scourge into a manageable condition, leading to a dramatic decrease in the incidence of syphilis rates in the United States and other developed countries.^13^
Education
The 1940s saw significant governmental investment in education, driven by the wartime experience and post-war planning.
-
High school graduation rate: The ratio of high school graduates to the 17-year-old population reached 59.0% in 1950, a significant jump from 50.8% in 1940.^15^
-
College graduation rate: While specific graduation rates are complex, college enrollment saw a massive surge due to the GI Bill. Enrollment at Black colleges, often the only option for African Americans, increased substantially, rising from 1.08% of total U.S. college enrollment in 1940 to 3.6% by 1950, despite widespread obstacles and institutional segregation.^3^
-
Student-teacher ratio, Reading proficiency scores, Math proficiency scores: Verified, nationally standardized statistics for these indicators for the 1940—1950 period are not provided in the associated material.
Economic
The decade transitioned rapidly from wartime austerity to mass consumerism, redefining financial habits and stability.
-
Personal savings rate: The personal saving rate, defined as personal saving as a percentage of disposable personal income, was historically robust during the post-war era, generally fluctuating between 10% and 15% for much of the 1950s through the 1980s.^16^ This rate reflected residual prudence from the Depression and war, though it began to fall rapidly with the push toward consumption.
-
Household debt-to-income ratio: The shift from austerity to consumption is evidenced by the rapid increase in household indebtedness. The Household Debt-to-Income ratio rose dramatically, from 0.17 in 1945 to 0.31 in 1950, as consumers began leveraging credit for housing and goods.^17^
-
Home ownership percentage: Following extensive federal intervention through the GI Bill and FHA programs, the aggregate homeownership rate saw rapid growth, increasing from 41% in 1940 to 53% by 1947, continuing an upward trend toward 61% by 1960.^18^
-
Average hours worked weekly: The average weekly hours for production employees in manufacturing was approximately 40.5 hours in 1950, seasonally adjusted.^19^ This reflects the standard 40-hour work week structure dominating the industrial economy.^20^
-
% living below poverty line: Specific, nationally standardized poverty line percentages for 1950 are not directly available in the associated materials. However, the strong economic growth and low debt baseline for the period (pre-1950) suggest a substantial increase in overall economic well-being for the majority of the population compared to the Depression era.^17^
Media/Technology
Media in the 1940s operated under strict moral regulation, even as a disruptive new technology, television, began its explosive penetration.
-
Content rating distribution: During the 1940s, the film industry adhered strictly to the Motion Picture Production Code (Hays Code). This was a highly formalized system of self-censorship designed to safeguard the “moral obligations” of motion pictures, ensuring that sympathy was never thrown to “crime, wrongdoing, evil, or sin”.^21^
-
Television penetration: In 1950, only 9% of American households owned a television set.^23^ This figure represents the cusp of a technological revolution, as TV ownership would skyrocket to 90% by 1960, dramatically reshaping media consumption and cultural norms.^23^
-
Hours of media consumed daily, Profanity/explicit content in top media, Explicit sexual content in mainstream media, Violence prevalence in popular entertainment: Due to the rigid enforcement of the Hays Code across film and the nascent stage of television, explicit or profane content was suppressed in mainstream media throughout the 1940s.^21^ Wartime culture was dominated by patriotic themes, government propaganda, and entertainment explicitly aligned with the Allied war effort.^24^ Detailed metrics on daily media hours or specific content metrics like violence prevalence are not verifiable across this pre-digital era using the available material.
Religious/Institutional
The post-war landscape was characterized by high public confidence in both government and religious institutions, bolstered by the ideological battle against communism.
-
Weekly religious attendance: Religious participation was nearing its historical peak. While the absolute peak occurred in the mid-to-late 1950s, reaching 49%, the 1940s laid the foundation for this surge in public piety.^25^
-
% identifying as religious: The widespread public embrace of religious identity was integral to the era’s social fabric, providing the “glue” that cemented the moral and national consensus against communism.^27^
-
Trust in government (%): Institutional trust was exceptionally high. When first measured in 1958, 73% of Americans stated they could trust the government in Washington to do what is right “just about always” or “most of the time.” This benchmark establishes the high baseline of confidence forged during the successful management of WWII and the early Cold War.^28^
-
Trust in media, Civic organization membership: While specific polling data for media trust and civic organization membership is not provided, the high union density rate suggests robust civic engagement. Union membership, specifically union density as a percentage of nonagricultural employees, reached 31.2% in 1950, reflecting peak institutionalized labor power and widespread civic organization.^30^
III. Expert Trajectory Analysis: Pivotal Moral Shifts (PART 2: EXPERT INSIGHTS)
As a researcher examining these data, the analysis demonstrates that certain statistical developments or structural changes profoundly altered the nation’s moral trajectory by either codifying a rigid new conformity or introducing irreversible conceptual disruptions.
A. Family Structure: Post-War FHA/VA Mortgage Policy
The massive political and financial investment in suburbanization, primarily through FHA and VA mortgage guarantees, represents the most influential development for the trajectory of the American family. The effect was immediate and structural: the federal government redefined the parameters of financial stability by incentivizing mass demographic movement away from urban centers and establishing the suburban nuclear family as the only viable model for accessing government-backed capital.^2^
While this intervention successfully produced the demographic stability reflected in the 93% rate of children in two-parent homes by 1950 ^4^, this stability came at the cost of equity. Federal underwriting and appraisal practices frequently excluded minority and urban populations through redlining. This means the moral consensus of the post-war family---which required a breadwinner and a suburban home---was structurally segregated. The policies created a system where the reward for military service and economic participation was distributed unequally, reinforcing pre-existing racialized economic disparities under the guise of supporting the “American Dream”.^3^ The high statistical conformity of the family unit was therefore the output of a restrictive government policy that defined who was morally (and financially) deserving of the new post-war prosperity.
B. Sexuality: The Kinsey Report (1948)
The publication of Sexual Behavior in the Human Male (1948) established a monumental shift in how Americans conceptualized sexual morality. Kinsey’s work introduced empirical, scientific quantification into a domain previously governed exclusively by religious and social norms.^11^
The report delivered an epistemological shock by presenting data suggesting that private reality widely contradicted public morality. For instance, the high incidence of reported premarital coitus (estimated at 50% for women in the sample ^7^) and the prevalence of homosexual experience (37% of males reporting some overt experience to orgasm ^10^) effectively dissolved the monolithic moral authority of conventional wisdom. Kinsey’s revolutionary argument was that human sexuality existed on a continuum rather than in discrete, morally absolute categories.^32^ This redefined “deviance” not as sin, but as statistical variance. Furthermore, this scientific disruption occurred concurrently with the widespread introduction of penicillin in the 1940s, which drastically reduced the primary public health threat associated with non-marital sex (e.g., syphilis incidence dropped sharply ^13^). The combination of scientific validation for variance and the removal of severe medical consequence created the necessary intellectual and practical conditions for the sexual revolutions of the following decades.
C. Education: The Servicemen’s Readjustment Act (The GI Bill, 1944)
The Servicemen’s Readjustment Act, commonly known as the GI Bill, fundamentally altered the moral structure of educational attainment and social mobility. The program established the principle that upward mobility and access to the middle class were earned entitlements derived from national service, linking patriotism directly to economic success.
The GI Bill was undeniably a triumph for mass education, fueling a massive increase in college enrollment and driving the high school graduation rate toward 60% by 1950.^15^ The analysis confirms its impact on minority communities, with Black college enrollment tripling to 3.6% of the national total by 1950.^3^ However, because the bill’s benefits for housing and education were administered locally through segregated state institutions, the policy simultaneously institutionalized disparity. While providing universal access to benefits, the GI Bill’s localized application severely limited African Americans’ ability to utilize housing benefits and restricted their educational choices, leading to a situation where a universal moral policy ultimately widened the national economic gap between white and Black Americans.^3^ This established a trajectory of militarized meritocracy, where success depended on state subsidy but was distributed unequally based on structural racial limitations.
D. Economic: The Cultural Acceptance of Consumer Debt
The most influential shift in the economic domain was the rapid cultural acceptance and normalization of household debt, evidenced by the Household Debt-to-Income ratio nearly doubling from 0.17 in 1945 to 0.31 in 1950.^17^ This development signaled a profound moral reorientation in the American economic character.
Following the Depression and the war, which prioritized thrift and high saving rates (typically 10-15% of disposable income ^16^), the industrial capacity freed by demobilization required sustained domestic demand. Policymakers and industry successfully facilitated this by making credit easily accessible for consumption, especially for homes (via FHA/VA loans) and automobiles. Debt transitioned from being a moral sign of personal failure to a necessity for patriotic participation in the booming consumer economy.^2^ The moral imperative shifted from saving to consumption, cementing the consumption-driven economic model that now defines American financial behavior and laid the groundwork for continuous future reliance on leverage.
E. Media/Technology: The Ascendance and Imminent Disruptions of Television
The defining characteristic of the 1940s media landscape was the coexistence of peak moral conformity enforced by the Hollywood Hays Code ^21^ and the introduction of its ultimate disruptive technology: commercial television. During the decade, media was rigorously controlled, adhering to national moral standards and actively participating in national efforts like wartime propaganda.^24^ The Hays Code explicitly mandated that law must not be ridiculed and sympathy for wrongdoing must be avoided.^22^
However, the moral trajectory was set to pivot radically with the commercialization of television. While only 9% of households owned a television in 1950 ^23^, this new medium was not bound by the same self-censorship mechanisms as Hollywood cinema. The dramatic increase in penetration that followed (90% by 1960 ^23^) created a powerful, decentralized, and highly commercialized gatekeeper of culture that would rapidly erode the tightly controlled moral environment of the 1940s.^34^ The moral high point of cultural control (the 1940s) immediately preceded the vehicle for its long-term dissolution (TV), making the decade’s conformity a brittle, temporary achievement.
F. Religious/Institutional: The Cold War Consensus and Mandatory Piety
The most influential development in the institutional domain was the formalization of the Cold War ideological struggle, notably articulated by the Truman Doctrine in 1947.^35^ This conflict did more than establish foreign policy; it imposed a moral and political requirement for consensus.
High weekly religious attendance (peaking near 49% ^25^) and near-peak institutional trust (73% by 1958 ^29^) were mutually reinforcing responses to the perceived existential threat of communism. Religion was actively used as the “glue” to solidify national identity, positioning American democracy as fundamentally pious and moral in opposition to Soviet atheism.^27^ The moral consequence of this consensus was that public dissent or intellectual challenge to the government, media, or traditional family structures became morally and politically suspect. The boundaries of legitimate politics were narrowly defined, establishing an exceptionally high baseline of institutional confidence that created the potential for a catastrophic legitimacy crisis when that confidence inevitably collapsed in the 1960s amid political turmoil.^29^
IV. Synthesis: Defining Characteristics (PART 3)
The moral development of the 1940s can be summarized by three interconnected characteristics that highlight the structural pressures and contradictions present beneath the surface of post-war stability.
-
The High Tide of Institutional Trust: The period solidified American confidence in its major institutions---government, labor, and church---driven by the success of World War II and the unifying ideological requirement of the Cold War. Trust in government soared (73% by 1958 ^29^), religious participation was maximized (49% peak attendance ^25^), and labor influence peaked (31.2% union density in 1950 ^30^), reflecting an era of collective, rather than individual, security.
-
Moral Orthodoxy vs. Statistical Variance: The decade featured a deep and immediate conflict between rigidly enforced public moral codes (e.g., the Hays Code in media ^22^) and the newly documented, widespread empirical reality of private non-conformity (e.g., Kinsey’s quantification of premarital and homosexual activity ^7^). The facts of American private life began to permanently diverge from the idealized public morality.
-
The Militarization of Prosperity: The use of massive state mechanisms (the GI Bill and FHA/VA programs) successfully converted the moral virtue of military service into broad economic access (housing, education, and consumer credit). This system fostered the suburban, middle-class boom by creating debt-based consumer entitlements (Debt-to-Income ratio at 0.31 in 1950 ^17^) but simultaneously utilized mechanisms that institutionalized racial segregation and disparity.^2^
V. Conclusion: The Legacy of Controlled Change
The 1940—1950 decade was not a period of static traditionalism but rather a decade of aggressive moral and structural synthesis, successfully fusing traditional norms with unprecedented government policy to create the stable, prosperous 1950s baseline. The decade successfully established the suburban, consumer-driven, and high-trust American ideal.
However, the analysis demonstrates that this foundation was structurally flawed. The Kinsey Reports provided the intellectual tools to question sexual norms, penicillin removed the gravest health risks of non-conformity, and FHA/VA policies embedded racial inequality into the financial bedrock of the American middle class. The tight moral conformity observed in the 1940s, mandated by Cold War requirements and enforced by media censorship, was inherently unstable. The moral crises and cultural ruptures of the 1960s---the dramatic erosion of institutional trust and the flourishing of sexual liberty---can therefore be understood as the inevitable consequence of the profound contradictions embedded into the social architecture during the immediate post-war period.
VI. Sources Used
.^15^
Works cited
-
1950 Census Records: A Window to History, accessed October 24, 2025, [https://www.census.gov/library/stories/2022/03/1950-census-records-window-to-history.html]{.underline}
-
Post-War Suburbanization: Homogenization or the American Dream? - UMBC, accessed October 24, 2025, [https://www2.umbc.edu/che/tahlessons/pdf/Post-War_Suburbanization_Homogenization(PrinterFriendly).pdf]{.underline}
-
G.I. Bill - Wikipedia, accessed October 24, 2025, [https://en.wikipedia.org/wiki/G.I._Bill]{.underline}
-
The Majority of Children Live With Two Parents, Census Bureau Reports, accessed October 24, 2025, [https://www.census.gov/newsroom/archives/2016-pr/cb16-192.html]{.underline}
-
Marriage and Divorce since World War II: Analyzing the Role of Technological Progress on the Formation of Households, accessed October 24, 2025, [https://www.journals.uchicago.edu/doi/10.1086/593087]{.underline}
-
How has marriage in the US changed over time? - USAFacts, accessed October 24, 2025, [https://usafacts.org/articles/state-relationships-marriages-and-living-alone-us/]{.underline}
-
Kinsey - A Controversial Seller, accessed October 24, 2025, [https://core.ecu.edu/vailsmithk/HLTH2050/2History/Kinsey_Article.htm]{.underline}
-
Sexual Revolutions, Great and Small, accessed October 24, 2025, [https://www1.cmc.edu/pages/faculty/welliott/Sexrevns.htm]{.underline}
-
Kinsey Reports - Wikipedia, accessed October 24, 2025, [https://en.wikipedia.org/wiki/Kinsey_Reports]{.underline}
-
Diversity of sexual orientation: Publications: Research - Kinsey Institute, accessed October 24, 2025, [https://kinseyinstitute.org/research/publications/historical-report-diversity-of-sexual-orientation.html]{.underline}
-
Kinsey in the News | American Experience | Official Site | PBS, accessed October 24, 2025, [https://www.pbs.org/wgbh/americanexperience/features/kinsey-news/]{.underline}
-
Sexual Behavior And Aids - AIDS - NCBI Bookshelf - NIH, accessed October 24, 2025, [https://www.ncbi.nlm.nih.gov/books/NBK218623/]{.underline}
-
Neurology through history: The changing landscape of syphilis from penicillin to the present, accessed October 24, 2025, [https://www.medlink.com/news/neurology-through-history-the-changing-landscape-of-syphilis-from-penicillin-to-the-present]{.underline}
-
Evolution of the syphilis epidemic among men who have sex with men - PMC - NIH, accessed October 24, 2025, [https://pmc.ncbi.nlm.nih.gov/articles/PMC4470884/]{.underline}
-
High school graduates, by sex and control of school: Selected years, 1869-70 through 2027-28, accessed October 24, 2025, [https://nces.ed.gov/programs/digest/d17/tables/dt17_219.10.asp]{.underline}
-
Introduction to U.S. Economy: Personal Saving - Congress.gov, accessed October 24, 2025, [https://www.congress.gov/crs-product/IF10963]{.underline}
-
debt to income ratios: united states 1980-2006 - Demographia, accessed October 24, 2025, [https://demographia.com/db-usdebtratio-history.pdf]{.underline}
-
The Fed - Homeownership and Housing Equity in the Mid-Twentieth Century, accessed October 24, 2025, [https://www.federalreserve.gov/econres/notes/feds-notes/homeownership-and-housing-equity-in-the-mid-twentieth-century-20250924.html]{.underline}
-
Average Weekly Hours of Production and Nonsupervisory Employees, Manufacturing (AWHMAN) | FRED | St. Louis Fed, accessed October 24, 2025, [https://fred.stlouisfed.org/series/AWHMAN]{.underline}
-
Table B-2. Average weekly hours and overtime of all employees on private nonfarm payrolls by industry sector, seasonally adjusted - Bureau of Labor Statistics, accessed October 24, 2025, [https://www.bls.gov/news.release/empsit.t18.htm]{.underline}
-
Hays Code | Hollywood History, Films, Years, Rules, Era, & Definition | Britannica, accessed October 24, 2025, [https://www.britannica.com/art/Hays-Code]{.underline}
-
This 1940s Photo Was Made to Defy Hollywood Self-Censorship Rules | PetaPixel, accessed October 24, 2025, [https://petapixel.com/2025/03/14/this-1940s-photo-was-made-to-defy-hollywood-self-censorship-rules/]{.underline}
-
Television and Consumer Culture | US History — 1945 to Present Class Notes - Fiveable, accessed October 24, 2025, [https://fiveable.me/united-states-history-since-1945/unit-2/television-consumer-culture/study-guide/J3jK53oPPMA9QYJU]{.underline}
-
World War II and Popular Culture | The National WWII Museum | New Orleans, accessed October 24, 2025, [https://www.nationalww2museum.org/war/articles/world-war-ii-and-popular-culture]{.underline}
-
How Religious Are Americans? - Gallup News, accessed October 24, 2025, [https://news.gallup.com/poll/358364/religious-americans.aspx]{.underline}
-
In U.S., Four in 10 Report Attending Church in Last Week - Gallup News, accessed October 24, 2025, [https://news.gallup.com/poll/166613/four-report-attending-church-last-week.aspx]{.underline}
-
THE SHADOW OF EXCEPTIONALISM: MORALITY, PRAGMATISM, AND COVERT ACTION IN AMERICAN COLD WAR FOREIGN POLICY - MavMatrix, accessed October 24, 2025, [https://mavmatrix.uta.edu/cgi/viewcontent.cgi?article=1089&context=history_theses]{.underline}
-
Public Trust in Government: 1958-2024 - Pew Research Center, accessed October 24, 2025, [https://www.pewresearch.org/politics/2024/06/24/public-trust-in-government-1958-2024/]{.underline}
-
1. Trust in government: 1958-2015 - Pew Research Center, accessed October 24, 2025, [https://www.pewresearch.org/politics/2015/11/23/1-trust-in-government-1958-2015/]{.underline}
-
Introduction to “Trade Union Membership, 1897-1962” - National Bureau of Economic Research, accessed October 24, 2025, [https://www.nber.org/system/files/chapters/c1707/c1707.pdf]{.underline}
-
As union membership has fallen, the top 10 percent have been getting a larger share of income, accessed October 24, 2025, [https://www.epi.org/publication/as-union-membership-has-fallen-the-top-10-percent-have-been-getting-a-larger-share-of-income/]{.underline}
-
Funding a Sexual Revolution: The Kinsey Reports - REsource, accessed October 24, 2025, [https://resource.rockarch.org/story/funding-a-sexual-revolution-the-kinsey-reports/]{.underline}
-
Who Benefited from World War II Service and the GI Bill? New Evidence on Heterogeneous Effects for US Veterans, accessed October 24, 2025, [https://www.nber.org/system/files/working_papers/w32774/revisions/w32774.rev0.pdf]{.underline}
-
The Impact of the Television in 1950s America - Dummies.com, accessed October 24, 2025, [https://www.dummies.com/article/academics-the-arts/history/american/the-impact-of-the-television-in-1950s-america-151457/]{.underline}
-
The Long Shadow: World War II’s Moral Legacy (05. Pax Americana) | Peace Theology, accessed October 24, 2025, [https://peacetheology.net/world-war-ii/the-long-shadow-world-war-iis-moral-legacy-05-the-pax-americana/]{.underline}
-
Tracking the Cold War consensus (Chapter 6) - Narrative and the Making of US National Security, accessed October 24, 2025, [https://www.cambridge.org/core/books/narrative-and-the-making-of-us-national-security/tracking-the-cold-war-consensus/FC1536F18C6D1B3B67B3F3D1BAEEDB6F]{.underline}